Schemes

Professional Disability Support Scheme

Any life member of IMA who is a member of the Kerala State Branch below the age of 65 years on the day of joining is eligible to become a member of PDSS.

How to Join

Any life member of IMA KSB upto the age of 65 years can join. Both temporary & permanent disability included. No pre-joining Health Checkup required.

Benefits of the Scheme

Low Annual Renewal amount.
Both Temporary & Permanent disability is covered.
Temporary Disability: If a member is rendered
disabled for >6 months.
Permanent Disability: If disability persists for > 1 year.
(Disability ascertained by a Medical Board constituted by IMA KSB)
No limit of Disability disbursal claims in a year.
Death Benefit: If no disability claim – a Lumpsum
amount of Rs.50,000/- to nominee.

Membership Fee

A.
Admission Fee Additional Fee Total
Group I 60-65 Yrs Rs. 15000/- Rs. 3000/- Rs. 18000/-
Group II 40-59 Yrs Rs. 10000/- Rs. 2000/- Rs. 12000/-
Group III Below 40 Yrs Rs. 5000/- Rs. 1000/- Rs. 6000/-

B. Annual Subscription Rs.1000/- + Additional Fee Rs.200/- Total amount payable at admission: A+B